Finance
FIRE Calculator
Plan financial independence with inflation-adjusted spending and return assumptions
FAQs
What is a FIRE number?
Your FIRE number is the portfolio size needed for your annual expenses divided by your safe withdrawal rate.
Why account for inflation?
Inflation increases future living costs. Your target corpus should grow accordingly to maintain purchasing power.
What withdrawal rate should I use?
Many people use 4% as a starting point, but a safer rate depends on your risk tolerance, retirement length, and market conditions.