Investments

Term Insurance Calculator

Estimate how much life cover your family may need

FAQs

How much term insurance do I need?

A practical approach is to cover family expenses to retirement, repay liabilities, and fund major goals, minus existing assets and life cover.

Should inflation be included in life cover planning?

Yes. Inflation can reduce purchasing power over time, so it should be accounted for while estimating goal and income replacement needs.

Is the premium estimate exact?

No. Premiums vary by insurer, health profile, smoking status, and policy terms. Use this as a planning estimate only.