Ekonomi
Direkt, privat och kostnadsfritt
EMI-kalkylator.
BerÀkna lÄnets EMI med amorteringsplan och analys av förtida Äterbetalning
Ange dina vÀrden
Resultaten uppdateras medan du skriver.
Vanliga frÄgor
Vad Àr EMI?
EMI (Equated Monthly Installment) Àr ett fast betalningsbelopp som en lÄntagare betalar till en lÄngivare vid ett bestÀmt datum varje mÄnad.
Hur berÀknas EMI?
EMI = P à r à (1+r)^n / ((1+r)^n - 1), dÀr P Àr lÄnebelopp, r Àr mÄnadsrÀnta och n Àr antal mÄnader.
How to Use the EMI Calculator
Calculate your Equated Monthly Installment (EMI) for any loan, plus total interest and total repayment.
- Enter the loan amount (principal).
- Enter the annual interest rate.
- Enter the loan tenure in months or years.
- Review your monthly EMI, total interest, and total amount payable.
EMI Formula
Equated Monthly Installment
P is principal, r is the monthly rate (annual Ă· 12 Ă· 100), and n is the number of months.
Example:
Input: P = 1,000,000, 9% for 20 years
Calculation: r = 0.0075, n = 240
Result: EMI â 8,997/month
Real-World Use Cases
Home Loan Planning
Check whether a home-loan EMI fits your monthly budget before applying.
Comparing Tenures
See how a longer tenure lowers the EMI but raises total interest.
Prepayment Decisions
Estimate interest saved by shortening the tenure.
Tips & Common Mistakes
Tips
- Keep EMIs under ~40% of take-home pay.
- A shorter tenure costs more per month but far less total interest.
Common Mistakes to Avoid
- Focusing only on the EMI and ignoring total interest.
- Forgetting processing fees and insurance add-ons.