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Ekonomi

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Kalkylator: UK Salary.

AnvÀnd Kalkylator: UK Salary för ett tydligt och praktiskt resultat utifrÄn dina vÀrden.

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Ange dina vÀrden

Resultaten uppdateras medan du skriver.

Vanliga frÄgor

How is UK income tax calculated?

Income Tax is calculated using progressive bands: 0% on the first ÂŁ12,570 (Personal Allowance), 20% on ÂŁ12,571-ÂŁ50,270, 40% on ÂŁ50,271-ÂŁ125,140, and 45% above ÂŁ125,140.

What is the personal allowance and when does it reduce?

The Personal Allowance is ÂŁ12,570 for most people. It reduces by ÂŁ1 for every ÂŁ2 earned above ÂŁ100,000, until it reaches zero.

How do student loan repayments work?

You repay 9% of your income above the threshold (ÂŁ24,990 for Plan 1, ÂŁ27,295 for Plan 2, ÂŁ31,395 for Plan 4, ÂŁ25,000 for Plan 5).

How to Use the UK Salary Calculator

Estimate your UK take-home pay after Income Tax, National Insurance, and pension.

  1. Enter your gross annual salary.
  2. Add pension contributions and student loan plan if relevant.
  3. See your take-home pay per year, month, and week.
  4. Review the Income Tax and National Insurance breakdown.

UK Take-Home

Net Pay

Net = Gross − Income Tax − National Insurance − Pension − Student Loan

Income Tax uses banded rates above the personal allowance; NI is charged above a threshold.

Example:

Input: ÂŁ40,000 salary

Calculation: minus tax, NI, pension

Result: ≈ take-home

Real-World Use Cases

Job Offers

Compare net pay across salaries.

Pension Planning

See how contributions affect take-home.

Tips & Common Mistakes

Tips

  • Salary sacrifice pensions reduce both tax and NI.
  • The personal allowance tapers away at higher incomes.

Common Mistakes to Avoid

  • Forgetting student loan repayments.
  • Comparing gross salaries instead of net pay.
Kalkylator: UK Salary | Mathify